Citi Diamond Preferred Credit Card

Our Rating: 90

Diamond Preferred By Citi January 2021 Review

Annual Fee: $0
Reccomended Credit Score: Excellent (740 - 850)
Inroductory APR: 0% on purchases and balance transfers for 18 months
Regular APR: 14.74%-24.74% (Variable)

Citi Diamond Preferred Credit Card Review:

Featuring a $0-annual-fee this card offers a long 0% intro APR on balance transfers and purchases at 18 months. This very long 0% intro APR period could make this card a great option to help consumers get-out-of-debt.

The card doesn't offer rewards, leaving little incentive to use it once you've paid off your balance.


  • 0$ annual fee and long 0% intro APR offer
  • Choose your monthly due date
  • No opportunity to earn rewards
  • Balance transfer fees: 3% for each transfer with a $5 minimum


  • No annual fee
  • 0% intro APR for 18 months
  • Choose your monthly due date
  • Free access to FICO score online


  • No rewards